Super reform tinkers around the edges, while ignoring the fundamental flaw

superannuation system, super reform, The ConversationRecent proposed changes to Australia’s superannuation regime Рfrom freedom of choice for default funds, to lifting the contributions rate from 9% to 12%, to reforming who pays how much tax, all make a great deal of sense. But they also fail to address a more fundamental problem which is the moral hazard implicit within the existing superannuation investment model.